Vehicle Finance
Cheap Car Loans
Complete the car loan enquiry form below and you could soon be on the road!
All fields must be completed – this helps us respond to your enquiry more quickly.
Your Personal Details
* First name :  
* Surname :  
* Your age :
(Must be over 18 to apply)
* E-mail address :    
* Home phone number :  
* Cell/alternative number:
Your vehicle
* Is the vehicle rebuilt or stolen/recovered (code 3)?
*  Is the value of the vehicle more than R30,000?
* Are you buying from a private seller or a dealer?
* Do you have a valid SA driver’s license?
* Do you earn more than R6,500 per month?
* Do you have a clear credit record?
* Are you a South African Citizen?
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Vehicle Finance

"Justmoney says: Car finance:

Vehicle finance is a handy form of finance which helps you buy the vehicle of your dreams while you pay it off in monthly installments. In a perfect world, none of us would ever need to borrow money, but sadly this is not a perfect world and car finance will help you acquire funds to buy a new or a second hand motor car that you might not be able to otherwise afford.

You can finance a vehicle by speaking to a lender, your bank or even the dealership you plan on purchasing your car from. The bad news about financing a vehicle is that the interest payments can be quite high – particularly if you fall behind on your payments. If you do not keep up with your car loan repayments, you could end up having your vehicle repossessed. With this in mind, it is important to realise that your finance provider will always run a stringent check on the state of your finances.

Remember that it’s always a good idea to compare quotes for vehicle finance – especially if you are buying a car from a dealer who is offering you the in-house finance option. Get a quote for vehicle finance from both your bank and another lender and see which one is the cheapest option. Car dealerships are quick to say that their way of financing a vehicle is the cheapest but it’s not always true – make sure you know all the options before signing on the dotted line. Keep in mind that you should choose a vehicle that suits your lifestyle and budget – you will most likely be paying for your car for the next five years and if you want to sell it half way through the credit agreement – you do not want to sell it at a loss!"